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The Basics Blog 4.20.11

Credit Card Debt Collection Priorities Dictated by Number of Debtors
The more credit card debtors there are, the easier it is for well-informed consumers to successfully resist debt collectors . . .

The more debtors there are, the chances are less that debt collectors will pursue debtors who know how to properly respond to them in writing.
Consumer credit woes mean boom in debt collection
Collection industry changing, debt collectors multiplying
Have you ever been contacted by a debt collector? Chances are growing that you will, especially if you're among the millions of Americans in arrears on credit card debt, facing mortgage foreclosure or defaulting on student or auto loans.

. . .  the same goes for credit card debt chargeoffs.
Chargeoffs a serious part of credit card defaults
Credit.com News
By Lewis Greene
One reality of credit card debt for consumers is that even if a lender gives up on collecting a balance, people are still on the hook for ... the chargeoff rate is 75 percent higher than it was a year ago . . . .

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